What Does OSHC Cover?
OSHC is designed to provide coverage for medically necessary healthcare. All approved OSHC providers must meet the minimum benefits set by the Australian Government. These typically include:
- Doctor (GP) consultations
- Shared ward hospital accommodation
- Emergency ambulance transport
- Prescription medications listed under the Pharmaceutical Benefits Scheme (PBS)
- Basic diagnostic services, such as pathology and X-rays
Some providers may offer additional benefits, such as access to 24/7 helplines, multilingual support, and online claims processing.