What Happens If My OSHC Lapses?
Letting your OSHC policy lapse can have serious consequences. If there is a break in coverage, you may be in breach of your visa conditions, specifically condition 8501. This could result in:
- Visa cancellation or refusal
- Being liable for the full cost of medical treatment
- Difficulty reapplying for your visa
If your policy has lapsed, you should act immediately to reinstate coverage. Some insurers may allow backdated policies, but this is not guaranteed. It's important to keep your OSHC policy current at all times to protect both your health and visa status.