Studying in Australia as an international student is an exciting and transformative experience, but it can also come with challenges. Managing academic pressure, adjusting to a new culture, and being away from family and friends can affect your mental wellbeing. That’s why having access to mental health support is essential.

Overseas Student Health Cover (OSHC) ensures that international students in Australia can receive the mental health care they need. Whether you’re experiencing stress, anxiety, or simply need someone to talk to, OSHC provides support to help you navigate your student journey. This guide will walk you through the mental health services available through OSHC, who is eligible, and how you can access them.

Why Mental Health Support is Essential for International Students

International students often face unique mental health challenges. You may face difficulties in adjusting to a new culture, dealing with academic pressures, or experiencing homesickness. These challenges can result in stress, anxiety, and depression, making it essential to have the right support in place.

Common Mental Health Challenges for International Students

• Homesickness: Being away from family and friends can lead to feelings of isolation and sadness.
• Academic pressure: The stress of coursework, exams, and meeting academic expectations can take a toll.
• Cultural adjustment: Adapting to a new country, language, and customs can be overwhelming.
• Financial worries: Managing tuition fees, rent, and daily expenses can add to stress levels.
• Social challenges: Building a new support network and making friends in a foreign country can be daunting.

Who is Eligible for Mental Health Support?

International students with OSHC are eligible for mental health support. You do not need a separate mental health plan to access support, but in most cases, you’ll need a referral from a GP before seeing a psychologist or psychiatrist. Always check with your OSHC provider for specific details about your plan.

The Costs and Covers Involved with Mental Health Support

OSHC covers a range of mental health services, but coverage depends on your provider and plan. Here’s what you can expect:

• GP visits: OSHC often covers general doctor consultations.
• Psychologist appointments: Partial or full coverage for psychology sessions (often requires a referral from a GP).
• Psychiatrist consultations: If necessary, OSHC may cover specialist consultations, though there may be out-of-pocket costs.
• Hospital care: If inpatient mental health care is required, OSHC may cover some costs.
• Some providers also offer free online mental health services, helplines, and counselling sessions. Check with your OSHC provider to find out what’s available to you.

How OSHC Australia Supports Your Mental Health and Well-Being

Understanding the importance of mental health, OSHC Australia provides essential services to help you manage stress and maintain your wellbeing during your time abroad. Let’s take a look at these in more detail.

GP Consultations for Mental Health

Your general practitioner (GP) is your first point of contact when it comes to mental health concerns. GPs are skilled in diagnosing and treating a range of mental health conditions, from stress and anxiety to depression and more. During your consultation, they will discuss your symptoms and determine whether further treatment or specialist referrals are necessary. 

Psychology and Counselling Services

OSHC plans often cover psychology services, providing students with access to professional support for depression, stress, and other mental health challenges. Through one-on-one sessions, you can discuss your challenges in a confidential, supportive environment, allowing you to develop coping strategies for stress management.

Online Mental Health Support and Helplines

Some OSHC plans provide access to mental health helplines and telehealth counselling, offering international students the convenience of receiving support remotely. These services are available 24/7, providing a safe space to discuss concerns and receive expert advice, no matter where you are in Australia.

Hospital and Emergency Mental Health Services

For students facing severe mental health crises, OSHC provides coverage for hospital stays in emergency situations. This includes access to mental health wards, where you can receive intensive support from trained specialists. Your policy details will specify what is covered and whether there are any out-of-pocket expenses for inpatient care.

Accessing OSHC Mental Health Services: What You Need to Know

Recognise When You Need Help

If you’re feeling overwhelmed, anxious, or struggling with daily life, it’s important to seek support early.

Book a GP Appointment

Start by visiting a GP. They can assess your mental health and provide referrals if needed.

Get a Referral to a Psychologist or Psychiatrist

If necessary, your GP will refer you to a mental health professional covered under OSHC.

Attend Your Appointments

Once you have a referral, you can book a session with a psychologist or psychiatrist. Be sure to confirm what costs are covered.

Explore Additional Support Services

Apart from formal therapy, many universities offer free, confidential counselling services where you can speak to a trained professional. You can also join support groups that foster a sense of connection with other students facing similar challenges, or explore online resources such as mental health apps, helplines, and virtual support networks.

Coping Strategies for Stress Management with OSHC

Managing stress is important for both mental and physical wellbeing. Here are some practical coping strategies:

• Practice mindfulness & meditation: Apps like Smiling Mind or Headspace can help reduce anxiety.
• Stay active: Regular exercise, such as yoga or a simple walk, can boost your mood.
• Stay connected: Keep in touch with family and friends, even if it’s just a quick call.
• Use university support services: Most universities offer free counselling to students.
• Seek professional help: If stress becomes overwhelming, book a GP appointment and explore OSHC mental health services.

What to Do if You’re Concerned About Someone Else

If you notice a friend or fellow student struggling with their mental health, encourage them to seek help. Here’s what you can do:

• Listen without judgment: Let them talk about their feelings.
• Encourage professional support: Suggest visiting a GP or using mental health helplines.
• Reach out for guidance: If you’re unsure how to help, consult university support services or mental health professionals.

We’re Here to Help: Here’s What You Should Do First

Taking care of your mental health is just as important as looking after your physical health. If you need support, here’s what to do:

• Book an appointment with a GP – This is the first step to accessing mental health support.
• Check your OSHC coverage – Understand what services are included in your plan.
• Explore additional support – Use free online resources and university counselling.
• Reach out for immediate help – If you’re in distress, don’t wait. Contact a crisis helpline or your OSHC provider.

For more information or to seek support, contact us. 

Useful Resources

If you need additional support, here are some resources available to international students in Australia:

• Lifeline Australia (13 11 14) – 24/7 crisis support and suicide prevention.
• Beyond Blue (1300 22 4636) – Mental health support and information.
• Headspace – Free online and in-person mental health support for young people.
• QLife (1800 184 527) – Support for LGBTQ+ individuals experiencing mental health concerns.