• pre-existing medical conditions and OSHC

    What To Know About Pre-Existing Conditions For International Students

    This guide explains how pre-existing medical conditions affect Overseas Student Health Cover (OSHC) in Australia. A pre-existing condition is any illness or symptom present before your OSHC started or arrival in Australia. Most OSHC policies have a 12-month waiting period for hospital treatment of pre-existing conditions, though GP visits might still be covered. Insurers, via their medical practitioners, determine if a condition is pre-existing. It's crucial to declare all conditions and understand policy details to avoid unexpected costs.

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  • OSHC Coverage for extras

    OSHC & Coverage For Extras

    OSHC covers essential medical services for international students in Australia, but doesn't include "extras" like dental, optical, or physio. Extras cover is optional private health insurance for everyday health needs, reducing out-of-pocket costs. It has waiting periods (e.g., 2-12 months) and varying coverage levels. Contact your OSHC provider to add extras.

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  • student packing

    5 Tips to Prepare for Emergencies When Living in Australia

    Living abroad can be an exciting experience filled with opportunities to explore new cultures, meet people, and grow both personally and professionally. However, navigating life in a foreign country comes with its own set of challenges, particularly when it comes to emergencies.

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